14-Year-Old Author Launches “Money Matrix: Learn to Master Money” A Practical Guide to Financial Literacy for Young Minds

Fourteen-year-old student and young changemaker Deveshi Aggarwal has officially launched her debut book, Money Matrix: Learn to Master Money a practical, engaging, and easy to understand guide that empowers teenagers and young readers aged 12+ to take control of their financial futures.

The book simplifies essential financial concepts such as saving, budgeting, investing, and smart spending, helping readers build financial confidence from a young age. Through relatable examples and practical advice, Money Matrix bridges the gap between classroom education and real-world financial skills that schools often overlook.

“I wanted to make financial learning simple, fun, and meaningful,” says Deveshi Aggarwal. “Most young people receive money in some way whether it’s pocket money, allowances, or part-time earnings but very few are taught how to manage it. Money Matrix equips them with the tools and mindset to make smart financial decisions early on.”

Currently studying in the IB MYP program at GEMS Modern Academy, Dubai, Deveshi balances academics with leadership as her school’s basketball team captain, while also engaging in debate and social initiatives. Her passion for financial literacy, youth empowerment, and gender equality inspired this book, which began as a school project and evolved into a mission to make financial education accessible for all.

Available in both Kindle and Paperback formats, Money Matrix is now live on Amazon.com and Amazon.in, as well as in the UK, Germany, Japan, Canada, Australia, Italy, and France. The book is also available on Flipkart and Instamojo.

 Amazon.in :https://shorturl.at/CIcUC
Amazon.com: https://shorturl.at/5FOCr

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Looking ahead, Deveshi plans to expand her financial literacy initiatives through interactive workshops and online learning resources to reach underprivileged youth and create a lasting impact in financial education.

“Financial literacy is not just about managing money — it’s about building independence, confidence, and the ability to shape your own future,” she adds.

With Money Matrix, Deveshi invites young readers, parents, and educators to join her in empowering the next generation to become financially smart, confident, and future-ready.

About the Author

Deveshi Aggarwal is a 14-year-old student, creative thinker, and passionate advocate for youth empowerment and financial literacy. She believes that financial understanding is a life skill every young person deserves. When not studying or writing, she enjoys designing, debating, and leading school initiatives that inspire positive change in her community.