Bajaj Finance announces Gold Loan Carnival to help customers unlock smarter borrowing options

05 December, 2025:-Bajaj Finance has announced its latest Gold Loan Carnival, bringing a fresh wave of benefits for customers across India. Gold has always been an important part of Indian families, both as beautiful jewellery and as a trusted financial asset. Today, with rising expenses and changing financial needs, many people are turning to gold loans for quick and simple access to funds. The Bajaj Finserv Gold Loan continues to stand out because of its easy application process, fast approval, and secure storage, making the gold loan a practical financial tool.

The Gold Loan Carnival, valid from 25 November 2025 to 28 February 2026, gives customers extra value when they take a gold loan during the offer period. 

Gold loan and carnival benefits designed for informed financial decisions

With gold prices changing daily, customers often look for reliable ways to make the most of their gold. A gold loan offers a simple solution by providing funds without selling jewellery. Since gold prices affect loan value, staying aware of market trends helps customers decide the right time to apply. With the Gold Loan Carnival running during an active market phase, customers get a chance to make well-timed financial decisions.

To participate in the Gold Loan Carnival, customers must meet the following eligibility conditions:

• Customers must be an Indian citizen, aged between 21-80 years.
• Customers must have 18-22 carat gold to pledge.
• Customers must avail a gold loan of ₹1,00,000 or more during the carnival period.
• The loan must not be closed within 180 days from the date of disbursal to remain eligible.
• Each customer is eligible to win only once during the entire offer duration, regardless of the number of loans taken.
• Eligibility is subject to the terms and conditions set by Bajaj Finance for the Gold Loan Carnival.

The Gold Loan Carnival motivates customers to use their gold wisely—now with added chances to win exciting rewards.

Simple features that make Bajaj Finserv Gold Loan customer-friendly

Bajaj Finance continues to focus on easy and secure gold loan services. The key features include:

• Fast approval and minimal documentation
• Loan amounts ranging from ₹5,000 to ₹2 crore
• Competitive interest rates for different needs
• Flexibility to apply online or visit a branch
• Secure vault storage for gold
• Free insurance of gold pledged
• Multiple repayment options
• Eligibility based on gold value, not credit score

The process is simple and accessible, making it suitable for people across different income levels.

Gold loans as a smart financial choice during the carnival season

The gold loan schemes offer the advantage of using existing gold to meet financial needs without selling it. Whether it is for education, medical expenses, travel, or home requirements, customers can use the funds freely. Once the loan is repaid, their gold is returned safely.

The Gold Loan Carnival strengthens this value by offering extra rewards and encouraging customers to understand the gold market before borrowing. Since the offer applies only to eligible loans above ₹1,00,000 and kept active for at least 180 days, borrowers are guided toward planned and responsible financial decisions.

How to apply for the gold loan carnival 

Applying for a gold loan is simple. Borrowers just need to follow these steps:

• The applicant begins the process by clicking on “Apply” to start the online application.
• They enter their 10-digit mobile number and select “Get OTP”.
• The OTP is submitted to complete identity verification.
• The applicant fills in personal details and chooses the nearest gold loan branch.
• An in-principal loan eligibility letter becomes available for download.
• A Bajaj Finance representative then contacts the applicant to guide them through the next steps.

With the Gold Loan Carnival, Bajaj Finance aims to combine this tradition with modern financial solutions. The mix of attractive rewards, competitive interest rates, and a smooth loan process makes this one of the most beneficial times to explore gold loan in India offerings.

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About Bajaj Finance Limited

Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 80.41 million customers. Bajaj Finance has a credit rating of AAA/Stable for its Fixed Deposit program from CRISIL and ICRA, AAA/Stable for long-term borrowing from CRISIL, India Ratings, CARE and ICRA, and A1+ for short-term borrowing from CRISIL, India Ratings and ICRA. It has a long-term issuer credit rating of BBB-/Stable and a short-term rating of A3 by S&P Global ratings. To know more, visit www.bajajfinserv.in.