From Stability to Success: How NJ Wealth Transformed Chetan’s Journey

In 2008, Chetan Agrawal started his professional journey with Bharati Axa Life Insurance. Over the next few years, he worked with Pidilite Industries and HDFC Bank, where he gained valuable experience in sales and financial products. It was during his time at the bank that he realised the vast potential of financial services. However, needing a stable income, he took up a job at a production plant. His perspective changed in 2014 when he was introduced to NJ Wealth, a platform that offered structured support and a long-term vision for building a financial business.

In 2014, a conversation with an AMC executive introduced him to mutual funds. Around the same time, an old client requested help with SIPs. Initially, Chetan directed him to his bank contacts, but when they didn’t follow up, the client insisted, “Why don’t you handle it yourself?” That moment planted the seed for his future.

On 6th September 2014, Chetan officially enrolled with NJ Wealth, processing his first SIP for that very client. Juggling a full-time job and his growing business,His brother Ketan Agrawal joined the business, he met clients on weekends and built a strong foundation. His experience in banking and insurance proved invaluable. NJ’s robust support and structured training further solidified his confidence.

A turning point came in 2015 when he attended an NJ program where senior partners advised, “Work hard for five years, and you won’t need a job.” Inspired, he set a goal—if his mutual fund income matched his salary, he would quit.

In November 2019 his brother Ketan took break from business for his higher studies and at that time Chetan Agrawal quit his job to become a full time mutual fund distributor, with an AUM of ₹25–30 crores, he took the leap. NJ’s tools, compliance-driven approach, and mentorship helped him scale rapidly. Despite challenges due to the pandemic, he strengthened client relationships and expanded his business.

Today, with ₹195 crores AUM and ₹2.50 crores SIP book, Chetan is a thriving NJ partner.

Reflecting on his journey, Chetan believes, “NJ taught me to build a business, not just sell products. With discipline and patience, success is inevitable.”