Key man insurance is simply life insurance on the key person in a business. In a small business, this is usually the owner, the founders or perhaps a key employee or two. These are the people who are crucial to a business–the ones whose absence would sink the company. You need key man insurance on those people!
How key man insurance works:
Note – Please don’t confuse key man insurance with personal life insurance. If you have a spouse and/or children who depend on your income, then you should have personal life insurance for that purpose.(Key Man Insurance will pay to company only)
How do you determine who needs this insurance?
How much key man insurance do you need?
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