Scorching Summers Ahead: Why Your Car Needs Summer Protection Cover Against Heatwave Damage

With global temperatures rising, Indian summers are becoming increasingly extreme. According to the Indian Meteorological Department (IMD), 2023 saw over 200 heatwave days across different regions, with temperatures soaring above 45°C in multiple states. Such intense heat doesn’t just affect people; it can also severely damage vehicles. Without proper protection, prolonged exposure to high temperatures can lead to expensive repairs and safety hazards.

 

“As Indian summers grow increasingly harsh, car owners must take proactive steps to protect their vehicles. Extreme heat can impact battery life, tyre pressure, and engine performance. Regular maintenance, heat-resistant accessories, and timely servicing can help keep your car running smoothly all season long.” – Shubham Moondra, Chief Product Officer at Royal Sundaram

 

Precautionary Steps to Protect Your Car

 

• Park in the Shade: Whenever possible, choose covered parking or use sunshades to reduce heat exposure.
• Ventilate Before Driving: Open the doors or windows for a few minutes to let trapped hot air escape before turning on the AC.
• Check Coolant and Engine Oil: Ensure fluids are at optimal levels to prevent overheating.
• Monitor Tyre Pressure: Heat expands air inside tyres, so check and adjust pressure as needed.
• Use Protective Covers: Car covers, sunshades, and seat covers can help protect interiors from heat damage.
• Regular Battery Checks: Extreme heat weakens batteries; routine inspections help avoid unexpected failures.

 

How Royal Sundaram’s Summer Protection Cover Shields Your Vehicle

 

1. Fire and Self-Ignition Protection

Royal Sundaram’s comprehensive car insurance covers damages resulting from fire incidents, including those caused by self-ignition. This ensures that the repair costs are covered if your vehicle suffers fire damage due to extreme heat or other factors. 

 

2. Engine and Cooling System Coverage

While specific coverage for engine overheating due to heat isn’t explicitly mentioned, maintaining your vehicle’s cooling system is crucial. Regular maintenance can prevent potential heat-related damages. It’s advisable to check with Royal Sundaram about any add-ons or specific coverage options for engine protection.

 

3. Tyre Damage Assistance

Comprehensive policies typically cover damages resulting from accidents, which may include tyre damage. However, wear and tear due to heat may not be covered. Consider inquiring about add-ons like tyre protection covers for enhanced coverage.

 

4. Battery and Electrical Component Protection

Electrical failures resulting from covered perils, such as fire, are typically included in comprehensive policies. However, general wear and tear or heat exposure damage may not be covered. Regular maintenance is essential to keep these components in good condition.

 

5. Interior and Exterior Damage Reimbursement

Comprehensive coverage includes damage to your vehicle’s interior and exterior caused by covered events, like fire or accidents. However, damages like paint fading or upholstery wear due to prolonged sun exposure are generally considered wear and tear and may not be covered. Using sunshades and regular upkeep can help mitigate these effects.

 

Stay Ahead of the Heat: Why Insurance is Essential

 

With heatwaves expected to intensify in the coming years, proactive protection is the best way to safeguard your vehicle from costly damage.

 

“Investing in a Summer Protection Cover ensures your vehicle remains resilient against extreme weather conditions, providing longevity and peace of mind.” – Shubham Moondra, Chief Product Officer at Royal Sundaram

 

Don’t let the extreme heat drain your wallet — protect your vehicle today with Royal Sundaram’s Car Insurance policies. Stay insured and drive confidently, no matter how high the mercury rises!